Similarly several people have complained about a similar thing happening with paypal. A few days later, it turns out the CC processor didn't actually charge the card and take the money, it only got authorization to charge the amount and for some reason it wouldn't go through, so steam suspended my account thinking it was a charge back of some kind. In my case, Steam's CC processor checked if it could charge it, got the OK from the CC company, told steam it got the money, so Steam let me have my game. It's any kind of payment issue especially ones that look like charge backs that will trigger a suspension.
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